Skip To Content

1403 Prospect Street

Palatka, FL 32177
  • $219,900
  • STATUS: Active Under Contract
  • ON SITE: 178 Days
  • MLS #: 2109514
Under Contract
$219,900
  • 3
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,296
    SQFT
  • $170
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1976
County:

School Ratings & Info

Description

This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. 3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.

Monthly Payment Calculator



© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-03-17T00:24:37.62.

Digital Millennium Copyright Act
www.momentumrealtors.com/homes/168076080
Print Image

1403 Prospect Street Palatka, FL 32177

  • Price: $219,900
  • Status: Active Under Contract
  • On Site: 178 Days
  • MLS #: 2109514
3
Beds
2
Baths
0
½ Baths
N/A
Acres
1,296
SQFT
$170
$/SQFT
1976
Built
Neighborhood:
Rudds
County:
Putnam
Area:
561-GREATER PALATKA
Property Description
This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. 3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.
Exterior Features

Architectural Style [] Body Type [] Construction Materials Frame Exterior Features [] Fencing Back YardChain Link Lot Features Corner Lot Other Structures [] Parking Features Off Street Patio And Porch Features [] Pool Features [] Road Surface Type Asphalt Roof Metal Spa Features [] View [] Waterfront Features [] Waterfront YN No

Interior Features

Appliances DishwasherElectric RangeElectric Water HeaterIce MakerRefrigerator Cooling Central AirElectric Cooling YN Yes Fireplace Features [] Flooring LaminateTile Furnished Unfurnished Heating CentralElectric Heating YN Yes Interior Features Ceiling Fan(s)Eat-in KitchenPrimary Bathroom - Shower No Tub Laundry Features Electric Dryer HookupIn Unit Rooms Living Room (First Level) Kitchen (First Level) Dining Room (First Level) Family Room (Lower Level) Primary Bedroom (First Level) Bedroom 2 (First Level) Bedroom 3 (First Level) Rooms Total 7

Property Features

Accessibility Features [] Association Amenities [] Association Fee Includes [] Association YN No Attached Garage YN No Cdd Fee YN No Current Use ResidentialSingle Family Dpr Eligible YN Yes Electric [] Green Energy Efficient [] Green Water Conservation [] Listing Terms CashConventionalFHAUSDA LoanVA Loan New Construction YN No Possession Close Of Escrow Property Attached YN No Property Condition Updated/Remodeled Property Sub Type Single Family Residence Security Features [] Senior Community YN No Sewer Public Sewer Utilities Cable AvailableElectricity ConnectedSewer ConnectedWater Connected Water Source Public Zoning Residential

Listing courtesy of COLDWELL BANKER BEN BATES INC: 386-328-6716.


© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-03-17T00:24:37.62.

Digital Millennium Copyright Act
 
https://bt-photos.global.ssl.fastly.net/nefar/1280_boomver_2_2109514-2.jpg https://bt-photos.global.ssl.fastly.net/nefar/1280_boomver_2_2109514-2.jpg https://bt-photos.global.ssl.fastly.net/nefar/1280_boomver_2_2109514-2.jpg
Logo
Momentum Realty
12627 San Jose Blvd. 303
Jacksonville FL, 32223